Estimating is perfect for shopping aisles and dinner tables. Calculators win when the stakes are high, the formula is non-linear, or someone else needs to audit your work.

Good times to estimate

  • Comparing two sale prices in a store
  • Splitting a bill roughly among friends
  • Checking whether a quoted number is in the right ballpark

Rule of thumb

If being off by 10% would not change your decision, estimate first.

When to calculate precisely

  • Mortgage or loan payments
  • Tax estimates and invoicing
  • Medical screening indices like BMI
  • Grades that affect academic standing

Best of both

Estimate first, then calculate to confirm.